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Privacy Policy


By signing up for the services provided by AAFAQ, you consent to accepting our privacy policy and allowing for the collection, storing, and utilization of your personal information. The term ‘Personal Information’ shall denote all information associated to a certain individual which can be used to identify that person, of which the privacy of the information will be protected with utmost integrity.

What information do we collect?

We may collect, store and use the following kinds of personal data:

1. Personal Information Collection

1.1 The following information is required when starting an account with us:

  • • Personal particulars – Emirates ID
  • • Contact details – Phone number, address of residence, email address, and others where appropriate

1.2 Additional information may be required prior to an acceptance of your registration based on our discretion, should the need arise for further verification of your identity, be it personal or third party particulars.

1.3 To prevent cases of fraud, account transaction and accessing device information may be required for our verification and approval.

2. Information about your computer and about your visits to and use of this website including your IP address, geographical location, browser type, length of visit and number of page views.
3. Personal Information Protection

AAFAQ operates within a secure network of dedicated servers, thus ensuring that all personal information is tightly safeguarded, using a complex security system which involves both physical and electronic security measures. Personal information is only available for the perusal of relevant employees for processing purposes, and will not, in any case, be sold or shared to third parties for marketing purposes.

4. Use of Personal Information

Your personal information may be used for the following purposes:

  • • To help us provide you with efficient customer support and follow up
  • • For transaction processing and notification.
  • • For dispute resolution and troubleshooting issues.
  • • To give us a platform for continual improvement so that we may serve you better.
5. Sharing of information

AAFAQ holds the right to share your personal particulars with the following parties:

  • • Our partnering financial institutions during joint collaborations to provide our customers better services.
  • • With the relevant authorities as the Central bank Of UAE, and the other authorities in the event of a breach of regulations, suspected illegal activity or violation to our Terms of Service to maintain the integrity of our operation and reputation.

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SADAD Loyalty

عزيزنا المتعامل، يرجى العلم بأن برنامج ولاء بطاقات سداد من آفاق سوف يتم إيقافه ابتداءً من 1/12/2017. يمكنك طلب نقاطك قبل تاريخ 31/12/2017.

Dear Valued Customer, aafaq SADAD card loyalty programme will be discontinued from 1st December 2017.You can redeem your available points before 31st December 2017.